Terms & Conditions (SMS Terms of Service)

Effective Date: September 2026

By opting in to receive SMS text messages from Raul Morales Insurance Services (“we,” “us,” “our”), you agree to the following terms:

1. SMS Messaging Service

By providing your phone number, you consent to receive SMS text messages from Raul Morales Insurance Services for service updates, promotional messages, and general two-way communication. Message frequency varies. Message and data rates may apply. Reply HELP for support. Reply STOP to opt out.

2. Message Frequency

You will receive a low message volume per month.

3. Message and Data Rates

Message and data rates may apply based on your mobile carrier’s terms.

4. Privacy Policy

Your information will be handled in accordance with our Privacy Policy.

5. Opt-Out Instructions

You can opt out at any time by replying “STOP” to any SMS message. Reply HELP for support. You may also contact us directly at helpdesk@raulmoralesins.com.

6. Liability

We are not responsible for any charges, errors, or delays in SMS delivery caused by your carrier or third-party service providers. By opting in, you confirm that you are the owner or authorized user of the phone number provided and that you are at least 18 years old.