
Raul Morales Insurance Services
Medicare guidance you can trust
Independent & Local in Tustin, CA
For 20 years, Raul Morales Insurance Services has helped Orange County families understand their Medicare options and choose coverage that actually fits their doctors, their medications, and their budget — with no cost and no pressure.
20+
Years serving Orange County
1000s
Medicare clients guided
$0
Cost for our guidance

Raul Morales · President & Founder
About the Agency
Raul Morales Insurance Services was built on a simple idea: people deserve someone in their corner who explains Medicare in plain language, not insurance jargon. For more than 20 years, Raul and his team have sat across the kitchen table — and now the office desk — from families throughout Tustin, Santa Ana, Orange, and the surrounding communities, helping them make sense of Medicare Advantage, Medicare Supplement, and Part D drug plans.
We work with a wide range of Medicare carriers, which means our first loyalty is to the client, not to any single insurance company. Every recommendation starts with your doctors, your prescriptions, and your budget — and works backward from there.
Independent by design
We compare plans across many respected carriers, so you see real options, not one company’s product line.
No cost, ever
Our guidance is free to you. We’re paid by the carriers you enroll with, never by you.
Local and reachable
Our Tustin office is a short drive for most of our clients, and we’re easy to reach year-round — not just during enrollment season.
2004
Year founded
20+ yrs
Serving Orange County families
Multiple
Medicare carrier partners
Tustin, CA
Locally owned & operated
Our Team
A small, dedicated team means you’re never just a policy number. Here’s who you’ll be working with.

President & Founder
Raul has spent more than 20 years helping Orange County families navigate Medicare. Known for his patience and his straightforward approach, he’s a leading local producer for many of the region’s major Medicare health plans — and still personally leads every educational meeting and benefits seminar the agency hosts.
MM
Administrative Assistant
Maria keeps the office running smoothly, from scheduling appointments to helping with paperwork and follow-up. She’s often the friendly voice you’ll hear when you call the office.
PC
Administrative Manager, Client Services
Patty oversees client service and day-to-day operations, making sure questions get answered and every client feels taken care of long after enrollment is complete.
Annual Enrollment Period
Educational Meetings & Benefits Seminars
Each year, Raul personally hosts educational meetings and benefits seminars at our Tustin office — especially during the Annual Enrollment Period (AEP), when so many Medicare decisions get made. These sessions are designed for real people, not insurance professionals: no jargon, no sales pitch, just clear explanations of how Medicare works and what’s changing for the year ahead.
Current clients and their friends or family are always welcome. If you’ve received a mailer inviting you to one of our office meetings, we’d love to see you there.
1
Call our office or reply to your invitation to let us know you’re coming.
2
Raul walks through plan types, key deadlines, and what to watch for this year.
3
Stay after for a one-on-one conversation about your specific situation.

A Message From Raul
Medicare can feel overwhelming — the letters, the deadlines, the fine print. I’ve spent the last 20 years trying to make it feel less that way for the families here in Orange County.
Whether you’ve trusted me with your coverage for years or you’re just starting to look into your options, my approach hasn’t changed: I sit down with you, I listen to what matters to you — your doctors, your medications, your budget — and I help you understand your choices so you can decide with confidence. There’s never a cost to work with me, and there’s never any pressure.
If you’ve received one of our mailers inviting you to an office meeting, I hope you’ll join us. And if you simply have a question about your Medicare coverage, my office door is open.
Raul Morales
President & Founder, Raul Morales Insurance Services
Get in Touch
Whether it’s Annual Enrollment or the middle of July, our office is here to answer your Medicare questions.
Office Address
17821 E 17th Street, Ste 290
Tustin, CA 92780
Phone
Office Hours
Monday – Friday, 9:00 AM – 5:00 PM
Extended hours during AEP
Whether you’re new to Medicare, reviewing your current coverage, or simply have questions, we’re here to help. Complete the form below and our office will contact you.
A member of our team will reach out shortly to answer your questions.
Your Privacy. Raul Morales Insurance Services respects your privacy. Information submitted through this form is used only to respond to your request and provide information about Medicare plan options. We do not sell your personal information to unaffiliated third parties for their marketing purposes. Read our full Privacy Policy.
Medicare Disclaimer. We do not offer every plan available in your area. Currently we represent 6 organizations which offer 60 products in your area. Please contact Medicare.gov, 1‑800‑MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. Raul Morales Insurance Services is not connected with or endorsed by the U.S. government or the federal Medicare program.